Ryan is an innovative and results-driven leader with experience directing product strategy, development efforts, and marketing campaigns, across digital and non-digital channels for multi-billion dollar financial services companies. Ryan recently took on a new role at Bank of the West leading the organization’s enterprise innovation efforts, after having previously managed a product development organization, within Digital Channels, focused on delivering breakthrough digital experiences across the Bank’s public facing web presence. Before joining Bank of the West, Ryan was involved in payments innovation work at Capital One and helped grow U.S. Bank’s small business segment and global treasury management product portfolio.